VEHICAL LOAN : @ 9.50%
UPTO 20 LAKHS
Scooter / Motorcycle Loan : @ 9.50%
ADVANTAGE OF CAR LOAN
- Interest Application on a DAILY REDUCING BALANCE and not on a monthly reducing balance.
- ON ROAD cost Finance Available (Cost of Car + Octroi Charges + RTO Charges + Insurance Charges + Accessories Costs All incuded in loan amount)
- Flexiblility of Clubbing Family Income for Loan Eligibily.
- No Pre-Payment Charges.
- No hidden cost or administrative charges.
- Processing Time : 1 to 2 days (after receipt of all the papers)
- Easy and hassle free processing.
- Completely transparent system & procedure.
Otehr Detail:
- List of Document Required (From the Applicant)
- One Passport size photograph (kindly affix the photo and sign across)
- I.D. proof : Copy of Passport/PAN Card/Driving Licence/Election Card/Employers I.D.Card etc.
- Residence Proof : Copy of Electricity Bill/House Tax Bill/Residence Telephone Bill.
- Business Proof : Copy of Telephone Bill/Electricity Bill/Certificate of Sales Tax/Office / Shop Property Bill Lease Deed / Certificate of incoporation etc.
- For Salaried Persons : Income Tax Return & Form 16 for Last 3 Year, Salary Slip for last 3 Months, Bank Statement for Last 6 Months
- For Businessmen : Income Tax Return with Computation of income & Balance Sheet for last 3 Years, Bank Account Statement for last 6 Months(Main Business A/c)
- Stamp Duty 0.25% of Loan Amount Plus Personal Guarantee of Rs. 100/-
- ECS Mandate.
- Margin Money Recepit
- Self Attestation on all Xerox Copies.
List of Document Required (From the Guarantor):
- One Passport size photograph (kindly affix the photo and sign across)
- I.D. proof – Copy of Passport/PAN Card/Driving Licence/Election Card/Employers I.D.Card etc.
- Residence Proof – Copy of Electricity Bill/House Tax Bill/Residence Telephone Bill.
- Business Proof – Copy of Telephone Bill/Electricity Bill/Certificate of Sales Tax/Office / Shop Property Bill Lease Deed / Certificate of incoporation etc.
- For Salaried Persons – Income Tax Return & Form 16 for Last 3 Year, Salary Slip for last 3 Months, Bank Statement for Last 6 Months
- For Businessmen – Income Tax Return with Computation of income & Balance Sheet for last 3 Years, Bank Account Statement for last 6 Months(Main Business A/c)