Applicants Details:

• Qualification Certificate
• Leaving Certificate
• College Certificate
• Fee payable to college.
• Expense statement.
• Copy of last three years Income Tax returns/ Pay slip of last 3 Months.
• 3 Photographs of Applicant
• Passport & Visa [if admission in foreign University]
• Address proof – Electric bill / Telephone bill / Aadhar card (any one) As per KYC norms.
• Photo proof – Pan card / Voter card / Driving license (Any one) As per KYC norms
• Applicant has to show all original documents to the bank for verification with zerox copy. Original documents will be returned to applicant after verification.
• Applicant should have Savings/ current Bank account with the bank.

Guarantor Details:

• Photograph-2 copies
• Last tax bill
• Last income tax return copy /Pay Slip
• Address proof – electric bill /telephone bill (any one)
• Photo proof – Pan card / Voter card / Driving license/Aadhar card (Any one)

Conditions:

• Approved courses leading to graduate/post graduate degree and PG diplomas conducted by recognized colleges / universities recognized by UGC / Govt. / AICTE / AIBMS / ICMR etc.
• Courses like ICWA, CA, CFA etc.
• Courses conducted by IIMs, IITs, IISc, XLRI. NIFT,NID etc.
• The above list is indicative in nature. Bank may approve other job oriented courses leading to technical / professional degrees, post graduate degrees / diplomas offered by recognized institutions under this scheme.
• Moratorium Period Equilant to Duration of Cource is allowed.
• Required 100% Collateral Tangible Security
• Applicant has to take share of bank @ 1%/ 2%/ 5% of the limit.